Why Plan Ahead?
Pre-arranging a funeral service is a step most people take to ease emotional and financial pressure on themselves and their families.
Help take the burden off your loved ones by taking your end-of-life
decisions in advance, in a calm and thoughtful atmosphere.
Belden Larkin Funeral Home is a licensed funeral home that offers plans for prearranged funerals. You can pre-plan as much or as little as you would like. You may wish to simply record your wishes and desires in writing with the funeral home or completely plan and pre-fund a funeral.
If you wish to also fund the funeral costs, the funding can take place in a number of ways:
Assigning an existing life insurance policy to the funeral home.
Fund the funeral expenses in full at that time of prearranging.
Fund the funeral expenses at a later date.
If a person wishes to pre-fund a funeral it should be noted that Kansas is what is referred to as a "100% Trust State". This means that all funds for a prearranged funeral must be placed in a third party trust account and not held by the funeral home. The funds would be deposited at a financial Institution or with a Insurance Company. The funds deposited still belong to the beneficiary/purchaser. All growth or interest should remain in the account so the fund may accrue in order for the funeral home to issue a guarantee at the time of the purchase.
Why do people prearrange?
It is not a preoccupation with death. It is being prepared. Perhaps the best reason is TIME. You have the time you need to talk things over and ask questions. The time you need to make choices without undue stress.
Possible reasons to prearrange
To personalize your service and express definite ideas.
To protect against inflated future costs by prefunding.
To create a funeral fund as a set-aside asset.
To encourage family discussion, sharing and decision making.
To protect against an unexpected burden to survivors.
For further questions contact us or schedule a meeting
with one of our funeral planners: 1-913-682-2820